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Editor’s note: this might be a recurring post, frequently updated with brand new information. The Centurion Card from United states Express could very well be probably the most desirable little bit of synthetic anodized titanium available to you, in no part that is small for the shroud of privacy and exclusivity that surrounds it. Unless you’re invited to utilize and accepted ( more on how that occurs later), Amex keeps a lid 
that is tight the many benefits and exclusive perks open to cardholders.
Many Thanks, nonetheless, for some type TPG sources that are fortunate enough to engage in the Centurion “club” (such as the initial Points Guy himself, Brian Kelly, whom holds the company variation), we are able to share a thorough rundown of this advantages. As travel remains on hold for a lot of, great deal regarding the perks that include the Centurion card aren’t currently as valuable (though Amex has sweetened the offer in other means). So with all that is being conducted, could be the prestigious and Amex that is exclusive Centurion nevertheless beneficial? The knowledge when it comes to Centurion Card happens to be gathered separately by The true Points man. The card information on these pages haven’t been provided or reviewed by the card company.
Having the card
First things first: There are 2 versions regarding the Centurion Card company variation and an individual one. It’s potentially much easier to obtain the card as a small business owner, but in any event, it needs accumulating significant costs. There’s no official requirement for Centurion eligibility, but we’re chatting bucks that are big.
Year Amex reportedly extends invitations to apply for the business card only if you’ve spent (and paid off) at least $450,000 (or $500,000 we’ve heard both) across all your Amex accounts in a calendar. The bar is rumored to be set at around $350,000 for the personal card.
Keep in mind that these quantities aren’t officially verified, and simply since you invest sufficient and possess good standing across reports does not suggest you’ll automatically be invited to make use of. The main exclusivity regarding the Centurion Card is that there’s a formula that is secret whom gets invited.
Charges and re re payments
The initiation and fees that are annual the Centurion Card result in the yearly costs for any other top-tier cards including the Platinum Card from United states Express (see rates and costs) therefore the Citi Prestige Card ($550 and $495, respectively, each year) seem like child’s perform. There’s an initiation charge of $10,000, along side a yearly charge of $5,000. What this means is before you can even start using your card that you’re looking at a tab of $15,000 between the initiation fee and the first-year annual fee. You’ll spend $5,000 for the extra cardholder, and you’re just allowed to include two. There aren’t any transaction that is foreign. The knowledge for the Citi Prestige card happens to be gathered separately by The true Points man. The card information on this site haven’t been provided or reviewed because of the card provider.
Receiving points
Just like the Amex Platinum therefore the Business Platinum Card from American Express ($595 annual fee; see prices and costs), the Centurion Card actually provides in terms of non-spending advantages. A number of the perks come under the life style and luxury-experience groups, although there’s also an array of travel-related advantages, from resort status to airport lounge access and luggage insurance coverage. In late 2019, Amex announced lots of the latest advantageous assets to go with the steeply increased annual charge.